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OneMile Mortgage is a Georgia mortgage broker helping homebuyers, homeowners, and real estate investors find financing that fits their plans. Whether you're buying your first home, refinancing, or financing an investment property, we'll walk you through your options and help you understand what to prepare for the next step.
Buying a home. Explore conventional, FHA, VA, USDA, and jumbo loans, along with first-time homebuyer programs, down payment assistance, and 100% financing where available. If you're self-employed or earn income outside a traditional W-2 job, ask about 1099, bank statement, profit-and-loss (P&L), and other Non-QM loan options. We can also discuss ITIN and foreign national financing.
Refinancing or accessing home equity. Compare conventional and jumbo refinancing, FHA and VA cash-out refinancing, FHA and USDA streamline options, and VA Interest Rate Reduction Refinance Loans (IRRRLs). If you want to access equity while keeping your current first mortgage, ask about a home equity line of credit (HELOC) or second mortgage.
Investing, renovating, or building. We help borrowers explore DSCR, bridge, fix-and-flip, rehab, construction, condotel, multi-unit, and apartment complex financing. We can also discuss commercial financing and refinancing, SBA loans, FHA 203(k) renovation loans, FHA 203(h) loans, and Hometown Heroes programs.
Norcross, GA. If you're buying a home in Norcross, we can help you compare loan programs, understand down payment options, and prepare for preapproval. Norcross homeowners can also talk with us about refinancing or tapping into home equity.
Lawrenceville, GA. We help Lawrenceville buyers compare purchase loans and understand what documentation they may need, including options for self-employed borrowers. Homeowners and investors can also ask about refinancing, renovation loans, or financing a rental property.
Morrow, GA. Whether you're buying your first home in Morrow, moving to a new property, or adding a rental to your portfolio, we can help you compare financing options. Ask about first-time homebuyer programs, down payment assistance, refinancing, or DSCR loans for investment properties.
Ready to talk through your options? Contact OneMile Mortgage to discuss your goals and the programs that may fit. Program availability and eligibility depend on loan guidelines, borrower qualifications, and property requirements.